Financing

Don’t Let Budget Concerns Delay Your Comfort

HVAC Financing in Bel Air, MD

Replacing an HVAC system or handling a major repair can be a big, unexpected expense. That’s why we offer flexible HVAC financing in Bel Air, MD, including 0% APR options for qualified customers through our partnership with Wisetack, available via Housecall Pro.

Whether you're installing a new air conditioner, replacing a furnace, or financing a large repair, we make it easy to move forward with a payment plan that fits your budget.

A Financing Partner You Can Trust

Wisetack is a reputable consumer lender that works exclusively with licensed service professionals. Your information is secure, and we never see or store sensitive data like your Social Security number. Wisetack’s application process is private, secure, and designed with your protection in mind.

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Financing That Fits Your Project

We’ll guide you through financing after your estimate—once we know exactly what your home needs.

Request an Estimate

Schedule an in-home visit so we can evaluate your current system, ductwork, and comfort goals.

Get a Custom Proposal

Review clear, tiered options tailored to your home’s requirements and budget.

Apply for Financing

Once you choose a system, we’ll send you a simple online application to check your options without affecting your credit score.

Move Forward with Confidence

If approved, select the payment plan that works for you and get your project started.

Frequently Asked Questions

  • What HVAC purchases can I finance?

    You can finance almost anything over $500, including new HVAC system installations, furnace replacements, ductless systems, and larger repairs.

  • Do I need to put money down?

    No down payment is required, though you’re welcome to put money down to reduce your monthly payment.

  • What happens if I pay off early?

    There’s no prepayment penalty—you can pay off your loan early at any time with no fees.

  • Is 0% financing really interest-free?

    Yes, if you select a 0% APR promotional plan and pay it off within the term. If the balance isn’t paid in full by the end of the period, interest will apply at the agreed rate.

  • Is my personal information secure?

    Yes. Applications are processed through Wisetack’s secure platform, and we do not collect or store your personal financial data.

  • How do I apply?

    Click the “Pre-Qualify Now” button below to begin. You’ll be redirected to a secure Wisetack application where you can view payment options—risk-free and with no impact on your credit score.


    Prefer to talk first? Ask your technician during your appointment, or contact us directly to speak with someone about financing.

    Pre-Qualify Now →